Why Small Businesses Get Denied Credit — Even When They Pay on TimeYou pay every invoice on time. Your vendors trust you. Your business runs on relationships and good faith. And yet, when you apply for a…May 7May 7
The Broken System of Business Credit and How Peer-to-Peer Reporting Can Fix ItFor decades, small businesses have struggled to access credit on fair and transparent terms. Traditional credit systems are slow…May 5May 5
Why Even Small Invoices MatterThink your $150 invoice isn’t worth reporting? Think again. With factiiv, every invoice counts.Apr 30Apr 30
Building Credit Beyond BureausMost small business transactions never make it to credit reports. That’s why factiiv was built — to empower you to record every…Apr 29Apr 29
The Power of Being a Data ProviderA data provider on factiiv is any business that shares payment information — whether it’s a $100 invoice or a $10,000 deal. By reporting…Apr 28Apr 28
How factiiv Helps You Get Paid FasterLate payments are one of the biggest challenges for small businesses. They affect cash flow, delay growth, and create stress. But what if…Apr 24Apr 24
How Peer-to-Peer Credibility is Changing Business CreditThe way we assess business credibility is outdated. Traditional credit bureaus rely on limited data, often overlooking the full picture of…Apr 23Apr 23
Why Traditional Credit Reports Leave SMEs BehindIn today’s dynamic economy, small businesses are the backbone of innovation and community growth. Yet, when it comes to accessing credit or…Apr 22Apr 22
Your Credibility Is More Than a Credit Score: Rethinking Trust in BusinessFor too long, small businesses and startups have been held back by a system that doesn’t understand them.Apr 18Apr 18
Rewriting the Rules of Business Credibility: Why Peer Reporting Beats Traditional Credit ScoresIn the current economy, where every connection and transaction matters, building business credibility should not be limited to outdated…Apr 17Apr 17
